FinChoice Africa Ltd is a registered credited provider NCRPC 8162 and an authorised financial services provider FSP 46962. FinChoice SA (Pty) Ltd is an authorised financial services provider FSP 52725. Guardrisk life is a licensed life insurer in terms of the insurance Act 18 of 2017 (reg no 1999/013922/06, FSP No 76). FinChoice advocates responsible lending, therefore, the granting of loans is at the sole discretion of FinChoice and the amount you qualify for depends on your individual circumstances.