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Get your premiums paid back*
No accidental death waiting period
Premiums stay the same for
12 months
Payment within 48 hours
No medical examination
R2000 cash benefit**
* T&Cs apply. All premiums need to be up to date and valid for main member.
**Only on Family Funeral Plan
Your frequently asked questions
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How do I claim?
Should you or one of your beneficiaries wish to make a claim on your policy, you can contact us by phone or email on 0861 346 246 or
fc-claims@finchoice.co.za . You will be advised which documents are required to assess your claim.
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How does the Premium Pay back work?
When your family puts in a claim on your policy, all your premiums will be paid back to them. For example, if you paid R80 a month for 3 years, R2880 will get paid to your family (that is R80 x 12 x 3), PLUS the pay-out from the policy.
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What is not covered?
Anything that is not stated as "covered" in the policy document will therefore not be covered. For example, if the policy does not say that a person is covered for retrenchment, then they will not be able to claim against the policy if they are retrenched. That means that retrenchment is “not covered” under that policy.
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What is the waiting period?
The waiting period is the 6-month period after the Funeral Cover first begins where no claims are able to be made on the policy. Accidental death has no waiting period applicable.
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What are the exclusions?
Exclusions are events that are not covered by this policy, such as death by suicide or a death by natural causes that takes place within the waiting period (first 6 months)
